Terms of Service

Last reviewed: 2026-05-01

1. Acceptance of these terms

These Terms of Service (the "Terms") form a binding contract between TO BRIEF Ι.Κ.Ε. ("TO BRIEF", "we", "us", "our"), a Private Capital Company organised under Greek Law 4072/2012 with GEMI number 188116103000 and registered office at Troon 26, 118 51, Αθήνα, Αττική, Ελλάδα, and any person who accesses or uses the websites tobrief.gr and tobrief.eu, the native mobile applications, the APIs, or any other service operated by TO BRIEF (together, the "Service").

By creating an account, subscribing, or otherwise using the Service, you confirm that you have read, understood, and agreed to these Terms and to our Privacy Policy. If you do not agree, you must not use the Service.

2. Description of the Service

TO BRIEF is a digital news publication. TO BRIEF publishes news briefs that are generated by artificial-intelligence systems. Content is not prospectively reviewed by human editors before publication. The publisher, TO BRIEF Ι.Κ.Ε., assumes editorial accountability for the Service as the legal entity, corrects errors when identified, and provides a complaints mechanism at /report and /complaints.

The Service comprises, without limitation: daily and ad-hoc news briefs, multi-source synthesis, topic dossiers, special reports, image and infographic content, syndication to social platforms, email digests, APIs, and reader-facing tools such as corrections and transparency reports. We may add, modify, or remove features at any time; where a change materially degrades a paid feature we will act in accordance with §10.

The Service is not legal, medical, tax, investment, or safety advice. It is not a substitute for professional human judgement and must not be treated as such.

3. Eligibility

The Service is intended for users who are at least fifteen (15) years old, which is the age of digital consent in Greece under Article 21 of Law 4624/2019. If you are below the age of majority in your jurisdiction (18 in Greece), you must have the consent of a parent or legal guardian. We reserve the right to refuse or terminate accounts where eligibility cannot be reasonably established.

4. User accounts

You may create one personal account. You are responsible for safeguarding your credentials and for all activity under your account. Accounts are non-transferable. Please notify us promptly at [email protected] if you suspect unauthorised access. We may suspend or close accounts that appear to be shared, automated, or used in breach of these Terms.

Where you sign in through a third-party identity provider, you authorise us to receive basic profile data (email, display name) from that provider, subject to its own terms and our Privacy Policy.

5. Acceptable use

You agree not to:

• scrape, crawl, or otherwise extract content beyond the limits of our published RSS feeds and public APIs, or in a manner that burdens our infrastructure;
• circumvent paywalls, consent gates, or rate limits;
• use the Service to train or evaluate third-party machine-learning models without our prior written consent;
• copy substantial portions of the Service for republication, redistribution, or resale;
• post, submit, or transmit any content that is unlawful, defamatory, hateful, infringing, deceptive, or that violates another person's privacy;
• interfere with the security or integrity of the Service, including probing, scanning, or testing vulnerabilities without authorisation;
• impersonate any person or misrepresent your affiliation;
• use the Service to generate or amplify disinformation or to harass others.

Short quotations with attribution for purposes of commentary, criticism, reporting, research, or education remain permitted under applicable fair-use / quotation exceptions.

6. AI-generated content — important disclaimer

The Service relies on artificial-intelligence systems for the research, drafting, synthesis, translation, and illustration of its content. Articles are published without prospective review by a human editor. Although we implement cross-referencing, citation, and post-publication corrections (see /methodology and /corrections), AI output is inherently fallible and may contain:

• factual errors, hallucinated citations, or fabricated quotations;
• outdated or stale information relative to rapidly moving events;
• propagation of bias or error from upstream sources;
• misinterpretation or mistranslation across languages;
• clustering errors that combine unrelated stories.

You rely on the content entirely at your own risk. For any decision that has legal, medical, financial, investment, safety, or similarly significant consequences, you must seek advice from a qualified human professional and must not rely on the Service. We make no representation or warranty of accuracy, completeness, timeliness, or suitability for any purpose.

7. Intellectual property

7.1 Our rights

The compilation, synthesis, structure, arrangement, branding, and software of the Service are owned by TO BRIEF or licensed to us. AI-generated text and images produced through our pipeline are made available to you under a revocable, non-exclusive, non-transferable licence strictly for personal, non-commercial consumption unless a broader licence is explicitly granted.

7.2 Upstream source attribution

Individual facts and reports cited in our briefs originate from upstream publishers. We preserve citations to these sources inline and in article footers so that the original journalism receives credit. Nothing in these Terms transfers the rights of upstream publishers, and readers must respect those rights when following linked sources.

7.3 User rights

You may read, bookmark, and share individual articles via links; quote short excerpts with clear attribution and a hyperlink back to the original; and save material for personal research. You may not bulk-download, republish, syndicate, or repackage our content without a written licence.

7.4 Feedback

If you send us suggestions, you grant us a perpetual, royalty-free, worldwide licence to use them without obligation.

8. Limitation of liability

To the maximum extent permitted by applicable law, TO BRIEF Ι.Κ.Ε., its directors, employees, agents, and licensors shall not be liable for any damages — whether direct, indirect, incidental, consequential, special, exemplary, or punitive — arising out of or in connection with your access to or reliance on the Service or its content. The reader bears the sole risk of relying on AI-generated information. Our aggregate liability to any user for all claims in any twelve-month period shall not exceed the amount you have paid us for the Service in that period (or, if you are a free user, zero).

The above limitation does not apply to liability that cannot be excluded under mandatory law, including liability for death or personal injury caused by our negligence, for fraud, or for gross negligence or wilful misconduct (Greek Civil Code Art. 332 and related provisions), nor does it affect mandatory consumer rights.

9. No warranty

The Service is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, whether express, implied, statutory, or otherwise, including without limitation warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy. No advice or information obtained from us shall create any warranty not expressly stated here. Statutory warranties that cannot be excluded remain available to consumers.

10. Subscriptions and payments

10.1 Billing

Paid subscriptions are billed through Stripe Payments Europe, Limited. By subscribing you authorise us (via Stripe) to charge the payment method on file for the selected plan at the frequency disclosed at checkout. Prices are in euros and include VAT where applicable. (We note that TO BRIEF is not currently enrolled in VAT OSS; your invoice will reflect the applicable regime on the date of purchase.)

10.2 Digital-content delivery and waiver of the 14-day withdrawal right

Subscriptions to the Service are digital content supplied other than on a tangible medium. Under Article 16(m) of Directive 2011/83/EU (Consumer Rights Directive), the 14-day right of withdrawal set out in Articles 9-14 does not apply once performance has begun with your prior express consent and your explicit acknowledgement that you thereby lose the right of withdrawal. By subscribing you give that express consent and acknowledgement, and access is made available to you immediately after successful payment. Greek national law (JMD Z1-891/2013 transposing the Directive) is implemented accordingly.

10.3 Cancellation

You may cancel at any time from /profile. Cancellation takes effect at the end of the current billing period; you retain access until that date. After the period ends you lose access to paid features and your payment method is no longer charged.

10.4 Refunds

Consistent with §10.2, we do not offer cash refunds for unused portions of the current period. We do, however, issue pro-rata credits for verified service outages attributable to us and lasting more than 24 consecutive hours within a billing period. Requests must be made within 30 days of the outage by email to [email protected].

10.5 Price changes

We will notify you at least thirty (30) days before a price change takes effect. If you do not accept the new price, you may cancel before the effective date.

11. Suspension and termination

We may suspend or terminate your account, with or without notice, if you materially breach these Terms, engage in abuse of the Service, or where legally required. We will provide reasons where lawfully possible and will grant a reasonable appeal window through [email protected]. Where termination is not caused by your breach, we will pro-rata refund any unused paid period.

You may close your account at any time via /profile or by emailing [email protected].

12. Privacy

Our processing of personal data is described in the Privacy Policy and our use of cookies in the Cookie Policy. You may configure consent at /cookie-preferences.

13. Governing law and jurisdiction

These Terms are governed by Greek law, excluding conflict-of-laws rules. The courts of Athens, Greece have exclusive jurisdiction over any dispute arising from these Terms or the Service, without prejudice to any mandatory consumer rights that entitle you to bring proceedings in the courts of your own Member State of residence under Regulation (EU) 1215/2012 (Brussels I recast).

14. Online Dispute Resolution

If you are a consumer resident in the European Union, you are entitled to use the European Commission's Online Dispute Resolution platform available at https://ec.europa.eu/consumers/odr to resolve disputes out of court (Regulation (EU) 524/2013). Our contact email for that platform is [email protected].

15. Modifications to these Terms

We may modify these Terms. For material changes we will notify you at least thirty (30) days in advance through the Service or by email; non-material changes take effect upon posting. Continued use of the Service after the effective date constitutes acceptance. Archived versions are preserved in the legal change log.

16. Miscellaneous

Severability. If any provision of these Terms is held invalid, the remaining provisions remain in effect. No waiver. A failure to enforce a provision is not a waiver. Assignment. You may not assign these Terms without our consent; we may assign them in the context of a corporate reorganisation. Entire agreement. These Terms together with the Privacy Policy and Cookie Policy are the entire agreement between you and us regarding the Service. Contact. [email protected].